Flexible Spending accounts are a superb way for those with frequent dental, medical drug and procedural needs to make significant savings by paying for those electives pre-tax. However, new changes coming in 2011 will make it more difficult for you to spend the money you contribute to the plan - for example, requiring a prescription for simple over the counter meds such as Tylenol.<br /><br /><a href="http://www.smartmoney.com/personal-finance/health-care/flexible-spending-accounts-are-becoming-stingier/" target="new">Read more at SmartMoney.com